College student? Recent graduate? Newly arrived to the US? Now is the time to build your credit profile. Lenders, landlords and even schools look at your credit profile to determine if you are responsible for borrowing money, getting a credit card or leasing an apartment. Your credit history affects things like credit lines, loan amounts and how much interest you pay. The weaker your credit history, the more expensive things can get for you.

Our Letter of Credit Program was specifically designed for young adults to build a strong credit profile. Show lenders today that you are a responsible young adult… and plan for your future now!

WHAT DOES THE ONLYTRUST LETTER OF CREDIT DO FOR YOU?

• Gives you a positive line item on your credit report
• Shows lenders, schools, landlords and employers that you are responsible
• Perfect advanced planning for the first-time home buyer
• Could help avoid "predatory" pricing by lenders (student loans, credit cards, auto loans, etc)
• Better job prospects after graduation